Professional Jewelry Appraisals
An appraisal is not the protection itself - it is the documentation your insurance provider uses to help establish appropriate coverage. If loss, theft, or damage occurs, a properly prepared appraisal can help ensure your jewelry is replaced with a piece of similar quality and craftsmanship. Having accurate documentation on file helps reduce uncertainty during the claims process and provides greater peace of mind.
At Lindwedel Jewelers, we provide clear and honest jewelry appraisals for both newly purchased pieces and treasured heirlooms. Our goal is to give you confidence in your coverage while helping you understand exactly what you own.
We proudly serve Webster Groves, St. Louis, and the surrounding communities with professional appraisal services and personalized guidance.
Appraisal Options
Internal Appraisals
Complimentary on jewelry purchases of $1,500 or more.
Prepared alongside your sales paperwork and ready at the time of pick-up.
External Appraisals
Available for heirloom jewelry or pieces purchased elsewhere.
Gemstones typically remain mounted while weights are estimated using professional measuring tools and grading is completed under magnification.
Existing documentation - such as prior appraisals, laboratory reports, or receipts - helps confirm details and supports a more accurate, well-documented evaluation.

#1
Consultation
We review your jewelry and discuss your needs and timeline.

#2
Professional Evaluation
We document metal type, gemstone characteristics, craftsmanship, and overall condition.

#3
Replacement Value Assessment
We determine an estimated retail replacement value based on current market conditions.

#4
Completed Documentation
Your finalized appraisal is prepared for insurance use and future reference.
Questions About Appraisals
We provide clear and accurate evaluations so you understand your jewelry and have the documentation you need
Appraisal values reflect our professional opinion of the retail replacement cost of a similar item at the time of evaluation. They are not resale or liquidation values.
Market conditions, metal prices, and gemstone supply can change. Updating appraisals every three to five years helps maintain accurate insurance coverage.
No - an appraisal does not guarantee insurance coverage. It provides a professional evaluation of your jewelry’s value, which insurance companies use to determine coverage and premiums.
Each insurance provider has its own requirements, but a current, accurate appraisal is typically an important part of the process.
Replacement values for lab-grown diamonds and gemstones may depreciate over time as technology and market supply evolve.

Trusted by Families Throughout the years
For generations, Lindwedel Jewelers has helped customers protect and care for their most meaningful jewelry. We handle every appraisal with professionalism, discretion, and respect - because we understand the personal significance behind each piece.
